Pelham Business Association - Think Local, Shop Pelham

Money Matters Services and Solutions Inc.
Making Money Make Sense for You and Your Life.
P.O. Box 846
Fonthill, ON
L0S 1E0
Phone: 905.892.4058
Gail Belchior
E-mail: EMAIL

    Gail Belchior, BA/BEd, PFP, FDS,


Money Matters Services & Solutions Inc. is a unique business that offers two distinct client-focused program services.  Depending on your life circumstances and current relationship challenges regarding money you will find helpful information within this website and through working with our programs.  Outlined below are the general services offered through our two programs:  Financial Relationship Solutions (FRS) and Financial Divorce Solutions (FDS).

We all have a relationship with money. Some of our behaviours and patterns are positive, while some are more challenging or even negative. Money Coaching explores the unconscious behaviours and patterns that create stress, anxiety and fear; limiting you from creating the life you desire and deserve.

Money Coaching is a coaching model, for individuals or couples, that combines practical financial guidance with sound coaching principals to help you deeply explore, understand and transform your relationship with money. Through a proprietary step-by-step process it will guide you to a deeper understanding of the unconscious behaviours, patterns and beliefs that create stress, anxiety and fear and prevent you from creating the life you deserve and desire.

There are three dynamics involved in every divorce – legal, financial and emotional. Divorce attorneys focus on the legal issues. An accredited Financial Divorce Specialists is an experienced financial planner who has specific training in financial issues related to divorce. Counsellors and therapists focus on the emotional well-being of the individual while moving through this transitional life phase.

Financial Divorce Solutions works closely with lawyers, mediators, counsellors, and financial planners for the best possible financial outcome. In order to reduce stress and time in negotiation personalized lifestyle projections are provided. Together, clients can make informed decisions today that will impact their future financial security. 

About Financial Divorce Solutions NiagaraThe benefits of working with a Financial Divorce Specialist include:

  • Personalized scenarios providing a broader perspective on financial and property options.
  • Precise modeling of agreements giving a clear picture of future lifestyle outcomes.
  • Efficient methods of presentations for financial projection models.
  • An objective expert for financial matters.
  • An enhanced working relationship between client and associated professionals, such as lawyers and counsellors.

Financial Divorce Solutions will analyze personal and business financial issues, as well as the tax implications related to divorce, and provide personalized future outcome models. These models illustrate how future lifestyle projections will help individuals achieve the best possible settlement outcome, given their personal situation. 

Financial Divorce Solutions is accredited and has specialized training in the financial intricacies of divorce, making them uniquely qualified to offer strategic guidance to attorneys and their clients.

“The process of divorce offers the promise of a new start, but too often this promise is threatened by an unfair or poorly-considered property settlement.  My role is to provide information, develop and point out alternatives that suit my clients’ needs, offer objectivity, leave time for sober second thought, and help my clients come to a decision.


M. Gail BelchiorM. Gail BelchiorBA/BEd, PFP, CFDS, AccFM (OAFM), CMC®
Owner / Certified Money Coach / Financial Divorce Consultant

Gail Belchior is an accredited financial and family mediation expert specializing in separation and divorce and mediation. With more than 15 years of experience in the industry, accreditation and expertise spanning the fields of finance and mediation, Gails current focus is providing people with the tools to make informed and appropriate financial decisions in stressful and emotional times. As the Owner, Family Mediator and Financial Divorce Consultant at Financial Divorce Solutions, Gail works with individuals and couples to provide the financial analysis necessary to develop the best settlement proposals to meet future lifestyle projections and provide a comfortable and secure financial plan. Accredited in Family Mediation, Gail guides her clients through the process to reach a mutually agreeable settlement. Gail completed the CFDS training in September 2011.

Recently, Gail has added Financial Relationship Solutions for all individuals and couples to gain a deeper understanding of money. The two entities are now the core services provided by Money Matters Services and Solutions Inc. - Making Money Make Sense for You and Your Life.

Find out how Gail Belchiors financial expertise can untangle your finances.

I started the company, Financial Divorce Solutions, to better serve those across the Niagara Region, and beyond, who want to make the best financial decisions during an emotional and stressful time.  I am passionate about personalized, professional solutions that focus on the best possible outcome.

Over the years, I became increasingly aware that the money profiles of my clients were holding them back from attaining happiness and living more fulfilling lives.  To better serve this need, through countless hours, I worked with the Money Coaching Institute to gain my Certified Money Coaching designation.

cmc-logoWith the business expansion of program services, to include individual and couples Money Coaching, the company name, Money Matters Services & Solutions Inc., was registered and launched.  It is with great pride I serve others to deepen their understanding of their relationship with money and help them create a better life outcome.




To make money make sense for you and your life by offering services and solutions to develop a stress-free and deeper understanding of your relationship with money; for a better outcome.

Related Links:

Sign Up To Get Our News

Think Local. Shop Pelham!

Where we shop, where we eat and have fun - all of it makes our community home!

Local stores help to sustain vibrant workable town centres and are more directly accountable for their own environmental practices. Local business owners and their employees take more time to get to know their customers. YOU!

Read More